Popular services

To enquire about a NILs for vehicles loan or to make an appointment, call us on 02 6621 7397,  email nrnils@nrcg.org.au or visit our Lismore Community Hub.

No Interest Loans (NILs) for vehicles

No Interest Loans (NILs) for vehicles is available throughout Australia to people and families on a low income.

With a NILs for vehicles loan, you can borrow up to $5000 to purchase an essential vehicle, including cars, scooters, motorcycles, boats and mobility scooters.

There are no fees or interest charged with NILs for vehicles loans. Ever. You pay back only what you borrow.

NILs for vehicles loans are provided by Good Shepherd Microfinance. We are an accredited provider of NILs for vehicles loans throughout New South Wales.

Eligibility

NILs for vehicles loans are available to people who:

  • Have a Health Care Card / Pension Card OR earn less than $45,000 (single household) or $60,000 (couple or people with dependants) a year after tax.
  • Can show the capacity to repay the loan.

Application process

  1. Contact us to request a document check list and to arrange an appointment with one of our NILs for vehicles staff. Call 02 6621 7397,  email nrnils@nrcg.org.au or visit our Lismore Community Hub. Please specify whether you want your appointment to take place in person at any of our Northern Rivers NILs for vehicles locations listed below, via telephone or video call.
  2. Email nrnils@nrcg.org.au or fax 02 6622 0235 with copies of your documents before your appointment.
  3. Attend your appointment as arranged.
  4. After the appointment, your application is sent to the loans assessment committee for review.
  5. One of our NILs for vehicles staff will contact you with the results of your application review.

NILs for vehicles appointment locations

Your NILs for vehicles appointment can take place in person at any of our locations below, via telephone or video call. Please specify your preference when making your enquiry.

Casino

By appointment only. Ask to make an appointment at Casino NILs for vehicles when you make your initial enquiry. Located at Casino Community & Cultural Centre, 35 Walker Street, Casino NSW 2470.

Grafton

By appointment only. Ask to make an appointment at Grafton NILs for vehicles when you make your initial enquiry. Located at our Grafton office, Shop 2, 70 Prince Street, Grafton NSW 2460 (behind Low-Pressure surf shop).

Kyogle

By appointment only. Ask to make an appointment at Kyogle NILs for vehicles when you make your initial enquiry. Located at 68 Summerland Way, Kyogle NSW 2474.

Lismore

Located at our Lismore Community Hub, 76 Carrington Street, Lismore NSW 2480. Open 9am-4pm, Monday to Friday.

Murwillumbah

By appointment only. Ask to make an appointment at Murwillumbah NILs for vehicles when you make your initial enquiry. Located at Murwillumbah Community Centre, Nullum Street, Knox Park, Murwillumbah NSW 2484.

Many tracks, one road, sustaining community.

Accreditation

Community Gateway is a registered charity and QIP accredited, assessed against the Quality Improvement Council Health and Community Services 7th Edition Standards.

Acknowledgement

We acknowledge the traditional custodians of the lands on which we work and meet, and offer our respect to their elders, past, present and future.

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